:root{
  --navy:#0A1633;--navy-2:#0E1F44;--navy-3:#13284f;
  --blue:#2D6CFF;--blue-2:#5B8DEF;--blue-soft:#E9F0FF;
  --silver:#AEBBD4;--silver-2:#7E8CA8;
  --ink:#0B1428;--muted:#5C6880;
  --soft:#F4F7FD;--soft-2:#EEF3FB;--line:#E2E9F4;--white:#FFFFFF;
  --radius:16px;--shadow:0 18px 50px -22px rgba(10,22,51,.28);--shadow-sm:0 8px 24px -14px rgba(10,22,51,.30);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,.disp{font-family:'Poppins',sans-serif;line-height:1.18;letter-spacing:-.01em}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:'Poppins';font-weight:600;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.eyebrow::before{content:"";width:0;height:0;border-left:5px solid transparent;border-right:5px solid transparent;border-bottom:8px solid var(--blue);display:inline-block;filter:drop-shadow(0 1px 1px rgba(45,108,255,.4))}
.eyebrow.on-dark{color:var(--blue-2)}
.eyebrow.on-dark::before{border-bottom-color:var(--blue-2)}
.btn{display:inline-flex;align-items:center;gap:9px;font-family:'Poppins';font-weight:600;font-size:14.5px;padding:13px 24px;border-radius:11px;transition:.22s ease;cursor:pointer;border:1px solid transparent;white-space:nowrap}
.btn-primary{background:linear-gradient(135deg,var(--blue),#1E54E0);color:#fff;box-shadow:0 10px 26px -12px rgba(45,108,255,.65)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 32px -12px rgba(45,108,255,.7)}

/* top utility bar */
.topbar{background:#070F22;border-bottom:1px solid rgba(255,255,255,.06)}
.topbar .wrap{display:flex;align-items:center;gap:22px;height:38px;font-size:12.5px}
.topbar a,.topbar span{color:rgba(255,255,255,.62);display:inline-flex;align-items:center;gap:7px;transition:.15s}
.topbar a:hover{color:#fff}
.topbar .sep{margin-left:auto}
.topbar svg{width:14px;height:14px}

/* header / mega menu */
header{position:sticky;top:0;z-index:60;background:rgba(10,22,51,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.07)}
.nav{display:flex;align-items:center;gap:26px;height:68px}
.logo{display:flex;align-items:center;gap:10px;font-family:'Poppins';font-weight:800;font-size:20px;color:#fff;letter-spacing:.01em}
.logo .mark{position:relative;width:30px;height:30px;display:grid;place-items:center;background:linear-gradient(150deg,#16306a,#0c1c40);border:1px solid rgba(174,187,212,.4);border-radius:8px}
.logo .mark::before{content:"";width:0;height:0;border-left:7px solid transparent;border-right:7px solid transparent;border-bottom:13px solid;border-image:linear-gradient(180deg,#9fb2d6,#2D6CFF) 1;filter:drop-shadow(0 2px 3px rgba(45,108,255,.55))}
.logo b{color:var(--blue-2);font-weight:800}
.nav-links{display:flex;align-items:center;gap:2px;margin-left:4px}
.nav-item{position:relative}
.nav-item>a{display:flex;align-items:center;gap:6px;padding:10px 13px;font-size:14.5px;font-weight:500;color:rgba(255,255,255,.82);border-radius:9px;transition:.18s;font-family:'Inter'}
.nav-item>a:hover{color:#fff;background:rgba(255,255,255,.06)}
.nav-item>a .chev{width:8px;height:8px;border-right:1.6px solid rgba(255,255,255,.55);border-bottom:1.6px solid rgba(255,255,255,.55);transform:rotate(45deg);margin-top:-3px;transition:.2s}
.nav-item:hover>a .chev{transform:rotate(225deg);margin-top:2px}
.dropdown{position:absolute;top:calc(100% + 8px);left:0;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s;display:grid;gap:2px}
.dropdown.wide{grid-template-columns:1fr 1fr;width:480px}
.dropdown.single{min-width:260px}
.nav-item:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dd-link{display:flex;gap:12px;align-items:flex-start;padding:10px 12px;border-radius:11px;transition:.15s}
.dd-link:hover{background:var(--soft)}
.dd-link .bdg{flex:0 0 34px;height:34px;border-radius:9px;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;font-family:'Poppins';font-weight:700;font-size:12px}
.dd-link .bdg svg{width:17px;height:17px}
.dd-link .t{font-family:'Poppins';font-weight:600;font-size:13.5px;color:var(--ink);display:block}
.dd-link .d{font-size:11.8px;color:var(--muted);display:block;line-height:1.4}
.nav-right{margin-left:auto;display:flex;align-items:center;gap:12px}
.nav-right .login{color:rgba(255,255,255,.85);font-weight:500;font-size:14.5px;padding:9px 6px}
.nav-right .login:hover{color:#fff}
.menu-btn{display:none;background:none;border:none;cursor:pointer;width:40px;height:40px;border-radius:9px}
.menu-btn span{display:block;width:20px;height:2px;background:#fff;margin:4px auto;border-radius:2px}

/* hero */
.l-hero{position:relative;background:radial-gradient(900px 460px at 82% -20%,rgba(45,108,255,.3),transparent 60%),var(--navy);color:#fff;overflow:hidden}
.l-hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:46px 46px;mask-image:radial-gradient(700px 360px at 70% 10%,#000,transparent 75%);pointer-events:none}
.l-hero-in{position:relative;z-index:2;padding-top:62px;padding-bottom:56px}
.l-hero h1{font-size:clamp(24px,4.6vw,46px);font-weight:800;margin:14px 0 10px}
.l-hero .updated{font-size:13.5px;color:rgba(255,255,255,.6);display:inline-flex;align-items:center;gap:8px}
.l-hero .updated svg{width:15px;height:15px}

/* legal layout */
.legal-page{padding:60px 0 84px;background:#fff}
.legal-grid{display:grid;grid-template-columns:260px 1fr;gap:46px;align-items:start}
.side{position:sticky;top:90px}
.side h4{font-family:'Poppins';font-weight:600;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--silver-2);margin-bottom:14px}
.side a{display:flex;align-items:center;gap:10px;padding:11px 14px;border-radius:11px;font-size:14px;font-weight:500;color:var(--muted);transition:.15s;margin-bottom:4px}
.side a svg{width:16px;height:16px;flex:0 0 16px}
.side a:hover{background:var(--soft);color:var(--ink)}
.side a.active{background:var(--blue-soft);color:var(--blue);font-weight:600}
.side .help-card{margin-top:24px;background:linear-gradient(160deg,var(--navy-2),var(--navy));border-radius:16px;padding:22px;color:#fff}
.side .help-card h5{font-family:'Poppins';font-weight:600;font-size:15px;margin-bottom:6px}
.side .help-card p{font-size:13px;color:rgba(255,255,255,.7);margin-bottom:14px}
.side .help-card a{display:inline-flex;padding:0;background:none;color:var(--blue-2);font-family:'Poppins';font-weight:600;font-size:13px;margin:0}
.side .help-card a:hover{background:none;color:#fff}

.doc{max-width:760px}
.doc .lead{font-size:16px;color:var(--muted);padding:20px 22px;background:var(--soft);border:1px solid var(--line);border-left:3px solid var(--blue);border-radius:12px;margin-bottom:34px}
.doc h2{font-size:21px;font-weight:600;margin:34px 0 12px;padding-top:8px;display:flex;align-items:baseline;gap:12px}
.doc h2 .num{font-family:'Poppins';font-weight:700;font-size:14px;color:var(--blue);background:var(--blue-soft);width:30px;height:30px;border-radius:8px;display:inline-grid;place-items:center;flex:0 0 30px}
.doc h2:first-of-type{margin-top:0}
.doc h3{font-size:15.5px;font-weight:600;color:var(--blue);margin:18px 0 8px;padding-left:42px}
.doc p{font-size:15px;color:var(--muted);margin-bottom:14px}
.doc ul{list-style:none;display:grid;gap:9px;margin:6px 0 18px}
.doc li{position:relative;padding-left:24px;font-size:14.7px;color:var(--muted)}
.doc li::before{content:"";position:absolute;left:2px;top:9px;width:7px;height:7px;border-radius:50%;background:var(--blue);opacity:.55}
.doc .note{font-size:14.5px;color:var(--ink);background:var(--soft-2);border-radius:10px;padding:13px 16px;margin:4px 0 6px}
.doc .contact-block{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:22px 24px;margin-top:6px}
.doc .contact-block .row{display:flex;align-items:center;gap:12px;font-size:14.5px;color:var(--ink);padding:6px 0}
.doc .contact-block .row svg{width:18px;height:18px;color:var(--blue)}
.doc .contact-block a{color:var(--blue);font-weight:600}

.doc .warn{display:flex;gap:13px;align-items:flex-start;background:#FFF4EC;border:1px solid #F6C9A6;border-left:3px solid #E8772E;border-radius:12px;padding:16px 18px;margin-bottom:30px}
.doc .warn svg{flex:0 0 24px;width:24px;height:24px;color:#E8772E;margin-top:1px}
.doc .warn b{font-family:'Poppins';font-weight:700;color:#9A4E12;display:block;font-size:15px;margin-bottom:3px}
.doc .warn p{color:#7A4A26;font-size:14.3px;margin:0}
/* footer */
footer{background:var(--navy);color:rgba(255,255,255,.72);padding:62px 0 28px}
.f-top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:38px;border-bottom:1px solid rgba(255,255,255,.09)}
.f-brand .logo{margin-bottom:16px}
.f-brand p{font-size:13.5px;color:rgba(255,255,255,.6);max-width:320px}
.f-soc{display:flex;gap:10px;margin-top:18px}
.f-soc a{width:34px;height:34px;border-radius:9px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);display:grid;place-items:center;color:rgba(255,255,255,.7);transition:.18s}
.f-soc a:hover{background:var(--blue);color:#fff;border-color:transparent}
.f-soc svg{width:16px;height:16px}
.f-col h5{font-family:'Poppins';font-weight:600;font-size:14px;color:#fff;margin-bottom:16px}
.f-col a{display:block;font-size:13.6px;color:rgba(255,255,255,.62);padding:6px 0;transition:.15s}
.f-col a:hover{color:var(--blue-2)}
.f-legal{display:flex;flex-wrap:wrap;gap:8px 22px;padding:22px 0;border-bottom:1px solid rgba(255,255,255,.09)}
.f-legal a{font-size:12.5px;color:rgba(255,255,255,.55)}
.f-legal a:hover{color:var(--blue-2)}
.addr{font-size:12px;color:rgba(255,255,255,.5);line-height:1.7;margin-top:20px}
.risk{font-size:11.5px;color:rgba(255,255,255,.42);line-height:1.7;margin-top:12px}
.f-bottom{padding-top:22px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center}
.f-bottom p{font-size:12.5px;color:rgba(255,255,255,.5)}

@media(max-width:1000px){
  .nav-links,.nav-right .login,.topbar{display:none}
  .menu-btn{display:block}
  .legal-grid{grid-template-columns:1fr;gap:32px}
  .side{position:static}
  .side .help-card{display:none}
  .doc h3{padding-left:0}
  .f-top{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){.wrap{padding:0 18px}.f-top{grid-template-columns:1fr}.l-hero-in{padding-top:48px;padding-bottom:44px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto}}